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goals

6 Reasons To Make Financial Goals

Teen Devotion - Financial Goals, Habits, Spending MoneyFinancial goals can seem pretty boring when you’re young. Most likely, you’d rather work on that history paper than think about your future financial goals. Setting financial goals isn’t probably what you’ll be bragging to your friends you did Friday night, but they are important. Setting financial goals can launch you forward into success faster. Here are six awesome reasons to set financial goals.

Reason One – Debt Stinks

It’s really easy to get sucked into the trap of spending too much. Those new shoes might seem so appealing and getting the newest phone might be really tempting, but getting into debt over them isn’t fun. It’s easy to get sucked into buying lots of things. While there’s nothing wrong with having nice things, getting into debt to have those nice things won’t pay off in the end.

If you want to be financially stable, make the decision while your young to stay out of debt. Credit card debt is especially bad. Setting good financial goals is important, they will help you stay out of debt.

The rich rule over the poor, and the borrower is slave to the lender. – Proverbs 22:4 (NIV)

Reason Two – No regrets.

When you get to be old and you’re looking back over your life, what financial decisions will you remember most? The coat that you had to have? Or that backpack that everyone at school was talking about? Or will it be the time you gave money to help missionaries touch lives for Jesus?

If you want to live a life without regrets, one step toward that is to make sound financial decisions. If you set aside money for saving and giving, you’ll find that you’ll be able to do the things that you want to. Choose to set financial goals so that you can live your life with no financial regrets.

Reason Three – Embarrassment

There is always that embarrassment of always living off your parents. Its not cool to be 34 and still borrowing money from your mom to get McDonald’s on Friday night. However, if you spend every penny you make each month you could find yourself in that situation.

It’s embarrassing not having enough money to buy things or help others out. You can avoid this by setting up good financial habits while you’re young. Choose to spend your money wisely and set some financial goals and limits for your life.

Reason Four – You want to achieve more.

If you want to achieve more, have money to give to others, and have nice things, you’ve got to have a plan to get there. Unfortunately success in life isn’t automatic. It takes work to get to where you want to be in life. If you want to be well off, you’ve got to make plans and wise financial decisions to get there.

Reason Five – You want to enjoy life

If you don’t want to be stressed out all the time, wondering where the money is going to come from to pay for your rent, then it would be good to set up some financial goals. Your goals don’t have to be complicated. Simply determine to save and spend less than you make. An easy way to do this is to take out some money in cash for fun. Once your fun money is spent, then you know you can’t spend any more until your next pay period. This might seem like it’s keeping you from having fun, but in reality the opposite is true.

If you want to really enjoy life, and not be stressed out about money, then choose to spend less than you make so you have money left over in case of an emergency. Goals like these will help you stay on track financially and leave you with some room to have some fun too.

Reason Six – You Want to take adventures

If you want to travel, give, and change the world, it’s going to take money. With some smart financial goals, you can set aside some money so you’re able to travel and do the things you really want to do.

Setting up financial goals isn’t easy. It takes some work and saying ‘no’ to what feels good right now. However, if you set goals and hold yourself accountable to those goals, you help yourself in the long run. Financial goals helps you achieve more and help others too.

What are some financial goals you have?

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